A new breed of residents are waking up the once sleepy Cayman Islands. Rich businessmen and their "trust fund" offspring are drawn to the islands by a tax-free life of luxury and privilege. But the dramatic demographic changes has incited a clash of culture and class that forces the residents to take stand. Though everyone attempts to meld the old ways with new, greed and prejudice take hold. The crisis comes to a head when a rich man's teenage daughter falls in love with a handsome local boy.